Pet Insurance

[JanS]

For me its paying for the peace of mind. No different than using an ecollar or seatbelt. You don't plan for an accident... but if there was one...

I get what you're saying but living in an area like this, there is minimal vet coverage no matter who you use. The AKC has one in network vet here and that's the one down the road that I won't use. We just like to keep enough money on hand to cover unexpected vet expenses instead of paying another insurance cost the whole time you don't use it.

Our health insurance it a totally different story since pretty much everything around here is in network and it covers a lot and the government pays most of the premium with my retirement.

 

[Rits]

I get what you're saying but living in an area like this, there is minimal vet coverage no matter who you use. The AKC has one in network vet here and that's the one down the road that I won't use. We just like to keep enough money on hand to cover unexpected vet expenses instead of paying another insurance cost the whole time you don't use it.

Oh, I use insurance that reimburses me almost immediately instead of them paying the vet, so I don't have to worry about anyone being in network. Every year I've gone over Ripley's deductible. The annual echo alone takes a huge chunk of that. For me, I don't have to worry about the money... I just go. For any sneeze, limp, or if she goes off her food. Before insurance, I would maybe wait to see how things progressed...potentially waiting too long. Now I just go! And get treatment sooner than later.